The Educational CyberPlayGround ® Educational CyberPlayGround ®

 

RESOURCES THAT HELP TO RAISE MONEY FOR WOMEN ENTREPRENEURS

RESOURCES FOR WOMEN TO RE - ENTER THE JOB MARKET

Grants: Book

 

"Anything women do, they must do twice as well as men to be thought half as good. Luckily this is not difficult."

FUNDING / GRANTS

BOTTOM LINE MODEL

Your Career
Online Resume and Search Engines

 

FIRST OF ALL - ABOUT MONEY The best response I have ever heard to this kind of assertion .... ["no business case"] is from a stock analyst friend of mine: a gravel pit can be a great business, and so is a grocery store.  Great businesses are the result of great business people, and those who are looking for a business case are probably insufficiently lazy  or creative to be successful at ANY business.

2) Second of all  . . Make sure your credit report is clean. 

Everyone is now entitled to receive 1 free copy of their credit report. No Not really . . .

TransUnion
report internet fraud or request your credit report
President Harry Gambill
2 Baldwin Place
1510 Chester Pike
Cromlyn, PA
Director of Customer Service Mary Lane 610-546-4600 EXT: 52636
Sales 610-690-3175 press 3 press 4
or call 1-800-888-4213 if denied credit

Request Report in writing:

Include : full name + address + date of birth - phone + ssn
sign request
$8.50 charge payable to TransUnion

Mail to:

TransUnion
PO Box 1000
Chester, Pa 19022

Fair Credit Reporting Act

See ChoicePoint provides public records information about a person, asset or location, a company spokesperson said. The information can include current and former addresses, property ownership records and bankruptcy, lien or judgment information.

ChoicePoint hacked.

Who owns ChoicePoint

The first of these is Reed Elsevier Group plc, a UK registered company which owns the publishing and information businesses. This company is equally owned by the two parent companies, Reed Elsevier PLC and Reed Elsevier NV.
The second is Elsevier Reed Finance BV, a Dutch registered company which owns the financing activities. This is 61% owned by Reed Elsevier NV and 39% owned by Reed Elsevier PLC.
Reed Elsevier PLC and Reed Elsevier NV have retained their separate legal and national identities and are publicly held companies. Reed Elsevier PLC's securities are listed in London and New York;  and Reed Elsevier NV's securities are listed in Amsterdam and New York. Source

GET A JOB

 

 

GET YOUR FREE EDUCATION TO RE-ENTER THE TECHNOLOGY JOB MARKET

GET EXPERIENCE: Google Summer of Code (GSoC) is a global program that matches students up with open source, free software and technology-related organizations to write code and get paid to do it! The organizations provide mentors who act as guides through the entire process, from learning about the community to contributing code. The idea is to get students involved in and familiar with the open source community and help them to put their summer break to good use.
Accepted students gain exposure to real-world software development, and employment opportunities in areas related to their academic pursuits. Participating organizations are able to identify and bring in new developers. Best of all, more source code is created and released for the use and benefit of all; all code produced as part of the program is released under an open source license. See Goals of the Program

 

BEWARE: DISTANT LEARNING AND STUDENT LOANS

 


Grants & Resources for Women

 

WOMEN MUST NEGOTIATE

"Negotiating isn't just one of several leadership competencies, it's the most important tool at women's disposal. A woman can work on being well networked or technically brilliant, but without the ability to ask she has nothing. Not asking devastates our promise. Negotiating on our own behalf however gets us far more than a material good. It's about having a voice, piping up and advocating for ourselves. Those women who choose to strengthen their muscles of self agency can expect a whole new world of possibilities to open. They might even gasp at their strength."
Obviously this is a throwaway, my employer would be far from happy to see me talking about this. I am not a researcher and can't offer and statistics, just what I see in my day to day job.
Today I finished interviewing my third new hire this month, two of which are women. They both are getting paid substantially less than the man I hired earlier this month, and to be honest I am getting tired of that. I don't set the wages, I just handle negotiations (HR has to approve every offer I make).
Our process, despite the pay gap, is identical for men and women. We start with phone interviews, and move into a personal and technical interview. Once a candidate passes both of those, we start salary negotiations. This is where the women seem to come in last.
The reason they don't keep up, from where I sit, is simple. Often, a woman will enter the salary negotiation phase and I'll tell them a number will be sent to them in a couple days. Usually we start around $45k for an entry level position. 50% to 60% of the women I interview simply take this offer. It's insane, I already know I can get authorization for more if you simply refuse. Inversely, almost 90% of the men I interview immediately ask for more upon getting the offer.
The next major mistake happens with how they ask for more. In general, the women I have negotiated with will say 45k is not enough and they need more, but not give a number. I will then usually give a nominal bump to 48k or 50k. Company policy wont let me bump more than 5k over the initial offer unless they specifically request more. On the other hand, men more frequently will come back with a number along the lines of 65k to 75k, and I will be forced to negotiate down from there. After this phase, almost all women will take the offer or move on to somewhere else, not knowing they could have gotten more if they asked.
At the end, most of the women I hire make between 45k and 50k, whereas the men make between 60k and 70k. Even more crazy, they ask for raises far less often, so the disparity only grows.

I don't know if this is at all helpful, I feel most of it is common sense, but I see it all the time. How can I help?

TL;DR :

On a small sidenote, the one person who got the most out of us was a highly aggressive, very smart, very confident woman. She nearly doubled the initial offer, which due to how she marketed herself was already pretty high.

Know How To Negoitate WITH ANGLES

 

Find FUNDING

 

 

Need Money to Start - How to and where to get the first investors and Ask For Money

 

Jill Stelfox Accession Point

Founding CEO's Do It Better
The University of Pennsylvania's Wharton School of Business published an analysis [ founding-vs-professional-ceo-performance-analysis ] of recent exits for high technology companies such as BlackBoard, BladeLogic, Concur, Danger, Liveperson, LogMeIn, and Netsuite. Looking across these nearly 50 companies, the study finds that founding CEOs consistently beat the professional CEOs on a broad range of metrics ranging from capital efficiency (amount of funding raised), time to exit, exit valuations, and return on investment. This phenomenon appears to extend beyond high-technology companies. [source]

The Failure Manifesto Wherein I get really f***ing real with you.

Finance / VC Orgs
Venture Capital Firms and Angel Investment Groups in the Philly Region.
www.fed.org
www.sbsc.org
www.nvca.org


Finance / VC /Grant Sites
http://www.smallbusinesscenter.com/
http://www.businessfinance.com/statmenu.htm
http://www.business.gov/busadv/index.cfm
http://www.slu.edu/eweb/
http://www.ideacafe.com/getmoney/financing.html
www.moneyhunter.com
http://FinanceHub.com/vc
www.vfinance.com

BUSINESS PLANS:

 

 

Women CEOs for FORTUNE 500 Companies

WIN, the Greater Philadelphia region's organization for women who are leaders and supporters of high-growth, entrepreneurial businesse
The WIN Mission is to provide education, networking and mentoring opportunities to leaders and supporters of high-growth businesses. The depth of the WIN network comes from the success of our members and their collective commitment to build an organization that attracts women-led businesses and enhances their opportunities for growth.
WIN P.O. Box 543 Pottstown, PA 19464 Ph(484) 945-2108 F (610) 970-7520
admin@winwomen.org

Learn the Language - 20,000 business-related definitions.

IF YOU ARE ALREADY IN BUSINESS FOR YOURSELF YOU'LL WANT THESE 101 ESSENTIAL FREELANCE RESOURCE LINKS.

Should you be a For Profit or Should you be a Non Profit Organization?

What is the 990-PF:
1. The annual tax return that U.S. private foundations file with the IRS

Public information Available:

2. Why important: May be only source where you can find complete grants list, particularly for smaller and mid-sized foundations - Larger foundations often issue annual reports and/or have Web sites which contain this information
3. Information included: Financial data, Application guidelines, Names of foundation's board/officers/trustees, Complete list of grants awarded
4. Currency: Typically one to two years behind
5. Accessibility via the Web in PDF format: Foundation Finder or 990 PF Search at http://lnp.fdncenter.org/finder.html
GuideStar at · http://www.guidestar.org/

There are very strict rules about the use of unpaid interns and the states and feds have announced a crack-down on companies that are not in compliance. An unpaid intern, where the internship is part of a bona-fide training program, may be possible. Most others - NO.

Grantsmart at · http://www.grantsmart.org/

6. Finding the information you need on a 990-PF:
Page 1, top section & line 25: Date, name, address, assets, grants paid
Page 6, Part VIII, line 1: List of board/officers/trustees*
Page 9, Part XV, line 2, a, b c, d: Application information*
Page 10, Part XV, line 3: Grants paid*
*Often you will be referred to supplementary pages at the end of the form for this information. For example, "See Statement 6, 8, etc."
7. Excellent tutorial at http://fdncenter.org/learn/demystify/index.html

Bureau of Labor Statistics Women in the Labor Force: A Databook 2009 Edition For Example:

BIZ PLAN WEBSITES

 

"Because I'm a strong minded women, who rides a bycicle and wants the vote" ~ from Goodby Mr. Chips.

http://www.businessinsight.org/ This Internet tool is designed to provide you with a FREE sample analysis of a marketing strategy for your product or service. This online sample will ask 30 fairly generalized questions designed to allow the program logic to make inferences about how you would probably have answered hundreds of more detailed questions. When you are done, the software will create an industry model based on the inferred answers, apply thousands of rules against that model and return a high-level, summary analysis.

BOOKS:

 

 

*Small Business Management: An Entrepreneur's Handbook by Megginson, Byrd and Messinson.
*Kim M. Bayne: Book: The Internet Marketing Plan -- a practical handbook for creating, implementing and assessing your online presence.

SOFTWARE:

 

 

Business Plan Pro by Palo Alto Software .
Their site, also has some example business plans to look at as well.


WEB SITES:

Note: some links won't work - they get old and go offline

BUSINESS DEVELOPMENT RESOURCES

 

 

Researching Competitors

http://www.internettrafficreport.com/


3rd party certification that your company is a woman-owned business.


1) The small business administration
2) The Women's Business Enterprise National Council
3) The Small Business Administration's Women-Owned Business Center
4) Ellyn McKay in the Women's Business Enterprise National Council
ellynmckay@erols.com
Patricia White in SBA's Office of Federal Contract Assistance for Womens Business Owners patricia.white@sba.gov

BUSINESS REFERENCE, RESEARCH, PUBLICATIONS

 

 

Inc.Com http://www.inc.com/
Inc. Com's focus is providing information on how to start and manage small businesses. Their site content can be accessed through two main menus:

Company Functions: these address organizational topics such as marketing or human resources.
Business Challenges: these address specific tasks that are necessary to the success of the business such as Increasing Sales or Raising Capital.
A full listing of any of these content categories may be accessed through a site view menu located at the bottom of every Inc.Com page. A key word search engine to site content is also provided.

Entrepreneur Magazine http://www.entrepreneurmag.com/entrepreneur.hts
Entrepreneur Magazine is another publication with a website devoted to entrepreneurial and small business issues. The most current issue will be found on its home page. Each issue provides links to its feature articles as well as 7 other information channels such as Money, Technology or Management. Two drop-down menus are provided for locating past issues or cover stories. There is also a keyword search capability for site content.

Locating Other Business Oriented Online Media Content News Directory
(http://www.newsdirectory.com/ ) Browsable directory of over 16,000 links to online English content media such as newspapers and magazines. Relevant categories would be business newspapers and business magazines. The site allows searches for any publication by title and by area codes for newspapers only.

AJR Newslink http://ajr.newslink.org/
This site is sponsored by the American Journalism Review magazine and NewsLink Associates, an online research and consulting firm. It maintains over 9,000 links to online media content including newspapers and magazines. These sites can be accessed by browsing selected link subcategories such as Business / Professional magazines or by doing a keyword search of the AJR Newslink site. Searches of other news services or general search engines can also be done from the site's Search page.

NewspaperLinks.Com http://www.newspaperlinks.com/
This is a search gateway to U.S. based local newspapers maintained by the Newspaper Association of America. Searches may be done by browsing state categories or by using specific place or publication names.

Business Oriented Search Resources
Internet search tools that specifically focus on locating business information. Some of these are described below. As with any Internet search tool, reading the help files that are provided is highly recommended in order to gain maximum benefit from its capabilities.
LiveLink Pinstrip http://pinstripe.opentext.com/
This is a searchable database of business oriented webpages that is being developed by the Open Text Corporation. It can be searched in one of three ways:

Slice Search: Conduct a keyword search based on a selection of "slices" or specific groupings of web pages such as those relating to Construction, Manufacturing or Waste Management.
Quick Search: Searches are based on one or more key words.
Power Search: Search terms can be combined using logical operators and the location of the search within the web page can be specified (e.g. Page titles).

Dow Jones Business Directory http://bd.dowjones.com/
This is a directory of reviewed business oriented web sites that is maintained by Dow Jones & Co., who is also the publisher of the Wall Street Journal. Sites are organized within 12 main categories such as Financial Markets, Law and Small Business and are evaluated on the basis of content, speed, navigation and design.

LSU – Subject Guides http://www.lib.lsu.edu/weblio.html#Business
This is a well-organized webliography of business information sources compiled by the Louisiana State University Library into 10 subtopics. A nice feature is a detailed explanation of how the Business webliography was developed. Browsing some of the other LSU library subject guide categories is also highly recommended.

SBDC Research Network http://www.smallbiz.suny.edu/Research_Network/research_network.html
This is a browsable directory of over 200 recommended business web sites organized within 20 categories by the New York State Small Business Development Center.

ASAE Gateway to Associations Online
http://www.asaenet.org/Gateway/OnlineAssocSlist.html
Search engine, provided by American Society of Association Executive, for locating the web sites of professional and trade associations. A search can be done by entering the name of the association or a category key word along with a geographic criterion if desired.

Usgovsearch http://usgovsearch.northernlight.com/publibaccess/
This search engine, operated by Northern Light, is the public access site for locating information on Federal government and military web sites. Searches are conducted using one or more keywords.

State Web Locator http://www.infoctr.edu/swl/
This site, maintained by the Center for Information Law and Policy, is a directory of key state web sites. Selecting a state link leads to a page listing the links for the state home page as well as the web pages for the executive and legislative branches and major state departments and agencies. There is also a link to the Center's Federal Locator web site.

Biz Plan Mags
and Pubs

 

 

www.mbemag.com Minority Business Entrepreneur
www.wfs.org
www.fastcompany.com
www.tsbj.com
http://www.internettrafficreport.com/
http://www.marketingtools.com

Sources of Statistical Data Sites

http://www.spss.com/
http://www.internetworld.com/daily/stats/index.html http://www.gvu.gatech.edu/user_surveys/survey-1996-04/
http://www.loc.gov/global/Internet/inet-stats.html
http://www.nua.net/surveys/
http://www.duke.edu/~mccann/q-mkting.htm
http://www.inktomi.com/new/press/billion.html
http://www.census.gov
http://www.nielsen.com
http://future.sri.com
http://www.adweek.com
www.ai.mit.edu
www.roper.com

Statistical Sources

http://www.lib.umich.edu/libhome/Documents.center/stats.html

This site, which is managed by the University of Michigan Documents Center, is a comprehensive directory of Web accessible statistical data sources. These sources are classified into 24 categories such as Business and industry, Housing and Science. Clicking on any category link leads to a listing of links to specific statistical data sources along with brief descriptions of them. It should be noted that some of the listed statistical resources are available only to the University of Michigan users.

EconData.Net http://www.econdata.net/index.html
This site, which was developed by economic development consulting firms Andrew Reamer & Associates and Impresa, Inc., serves as a meta-index to regional economic data that is available on the Web. Information may be found in the following ways:
Two drop-down menus are provided for locating web sites based on either subject (e.g. Demographics) or data provider (e.g. Census). Clicking on a menu item leads to a page with appropriate annotated link listings.
A complete non-annotated listing of all links can be found under "Quick Links."
Link listings of sites with multiple data collections or the ten best data sites respectively are also provided.
A users guide to understanding and using regional economic data can be downloaded as a PDF file from this site.

FedStats http://www.fedstats.gov/
This is a Web based gateway to statistical data generated by more than 70 Federal agencies that is maintained by the Federal Interagency Council on Statistical Policy. There are several recommended research starting points:An A – Z listing of topical links to statistical data sources.A listing of data sources organized into 14 program areas such as Agricultural, Environment and Labor that can be accessed from the Programs navigation link.A drop down menu for locating state and county statistical profiles.There is also a site search capability based on title and keyword or full text searching. These searches can be restricted to a specific agency source.
Business Plan Organizations
/ Associations

www.wfs.org
www.usccsbi.com
www.tei.net/tei
Networking http://info.asaenet.org/gateway/OnlineAssocSlist.html


Revenue Management

 

Tax Information
http://www.irs.gov/
http://www.tax.gov/

Pricing and Rates
http://www.wageweb.com/
http://www.realrates.com/

Money Management/Accounting
MM/Acc. Assoc./Orgs
www.edgar-online.com
www.aaa-edu.org
www.aicpa.org

Insurance/Benefits
http://benefitslink.com/index.shtml
http://www.smallbusinesscenter.com/
www.iii.org


Transactional Management

eCommerce
http://sellitontheweb.com/ezine/opinion049.shtml
http://www.sellitontheweb.com/ezine/webstore101.shtml
http://sellitontheweb.com/ezine/opinion049.shtml
http://wilsonweb.com/
http://whatis.com/

Buying a Business
www.bixbuysell.com
Customers and Marketing
Marketing Resources Non-stat

Advertising

 

 

Advertising Assoc/Orgs
www.nasp.com

Advertising Sites
http://gmarketing.com/
http://advertising.utexas.edu/

Marketing Pubs/Mags
http://www.wdfm.com
http://www.adage.com
http://www.netb2b.com/
www.adage.com


Marketing Associations / Orgs

http://netpreneur.org/connect/am/webdevelopsummary.html http://199.171.55.3/womeninbusiness
www.the-dma.org
www.ama.org
http://www.aaaa.org


LEGAL RESOURCES

 

General Info

http://www.smallbusinesscenter.com/
www.ilrg.com
http://lectlaw.com/
http://lawsource.com/also/

Women's Legal Resources
http://www.womensbusinesscenter.org/

TRADEMARKIA

*** Legal Information for Small Business Get Sample Forms!!!

Copyright /Patent / Trademark / IP
www.ipmag.com
www.uspto.gov

Legal Assoc/Orgs
www.irs.gov

Web/Ecommerce Policies
http://www.cornell.edu/CPL/Policies/

Contract Writing
Contracts and Agreements
NDA Confidentiality Agreement
Memorandum of Engagement
Legal Resources

Organizational Behavior
http://server.bmod.athabascau.ca/html/prtut/reinpair.htm http://www.prosci.com/index.htm
www.keirsey.com/cgi-bin/keirsey/newkts.cgi

Self-Employment/Small Bus Assoc/Orgs
www.sbaer.uca.edu
www.uschamber.org
www.riseb.org
www.nase.org
www.idye.com

SMALL BUSINESS RESOURCES

Mentor Resources
http://netpreneur.org/advisors/dingman/default.html

Publications
www.wired.com
www.entrepreneurmag.com
www.inc.com
www.successmagazine.com

Women-Specific Small Biz Resources
http://research.umbc.edu/~korenman/wmst/links_net.html
http://www.businessjeeves.com/MoneyWomen_Peer.html
http://www.onlinewbc.org/
http://www.herwebbiz.com

Work-at-Home Resources
www.homebusiness.com
http://www.worklifemontgomery.org/fopp9.html
http://www.gilgordon.com/
http://www.momsnetwork.com/

RESEARCH

 

 

Have you done an INTERNSHIP and know what you are getting into?

Forbes Women

Company Research:
Annual Reports
Brint Research

Ratings: A.M. Best | Moody's | Standard and Poors

Investing & IPO Research: IPO.com

Earnings Whispers: Whisper Numbers

Bankruptcy

 

 

American Bankruptcy Institute

Pro Bono Resource Locator
If you are not able to find an organization to assist you, consult the American Bar Association's Consumer's Guide to Legal Help at FindLegalHelp.org or try LawHelp.org

ABI members seeking to provide assistance may wish to consult the American Bar Association's National Pro Bono Opportunities Guide

Internet Bankruptcy Library

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